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For most, physical and mental wellbeing are inextricably tied to financial health. A higher quality of life, a more certain future, and a dignified retirement often stem from accessible resources.
physical and mental wellbeing are inextricably tied to financial health
physical and mental wellbeing are inextricably tied to financial health

Are you holding yourself back?

Our Asia Care Survey 20251 reveals a challenging truth: while nearly 3 out of 4 Asian consumers link financial well-being to health, a staggering 50% of their liquid wealth sits idle in steadily depreciating cash accounts. This paradox helps explain why over a third (36%) of Asians report health issues from financial worry. It is an act of futility to repeat the same old strategies in the hopes of a different outcome. It is time to break that cycle.
Our survey reveals that most Asians prioritise "adding life to (their) years." That is, they seek quality of life and financial independence over mere longevity. In fact, reasons for this include 24% citing the cost of healthcare and potential financial burden, and 17% explicitly stating not being financially prepared, as factors for not wanting to maximize their lifespan.
Beneath the desire for a longer life often lie profound anxieties. Our Asia Care Survey 2025 highlights these deeper concerns around extended longevity: from the fear of becoming a financial burden on loved ones to the potential loss of independence if unprepared. Are these realities shaping your view of a richer, longer life.
physical and mental wellbeing are inextricably tied to financial health
physical and mental wellbeing are inextricably tied to financial health
This pattern of inaction often stems from ingrained habits and a lack of awareness about better paths. Besides 50% of Asian having liquid wealth sitting idle in cash accounts, only 26% of Asians prioritize diversification of their investment portfolios. This significant gap highlights a common habit that prevents true wealth growth.
Furthermore, a substantial portion of the population is not seeking expert financial guidance—half of Asian consumers (50%) do not currently have a professional financial planner. This lack of expert help directly impacts their future security, as only 40% of those without a planner expect to have sufficient funds for retirement, compared to 74% who do.
physical and mental wellbeing are inextricably tied to financial health
physical and mental wellbeing are inextricably tied to financial health
Investments are a lifelong commitment to personal longevity and financial resilience. We are here to provide you with tools and knowledge to help you make informed decisions about your very own Better Income and redefine your financial destiny.
 

Embark on your wealth-growing journey with our V.I.P. approach


To achieve Better Income at any stage in life, pay attention to these three fundamental investment principles:
 
Volatility Management
Your tolerance for volatility determines the risk and growth characteristics of your investments. Investors with lower tolerance for volatility may have more safe-haven assets like bonds and gold, while investors with higher tolerance may possess more high-yield assets like equities.
No matter your tolerance level, asset diversification is crucial. The more baskets you put your eggs in, the more it may help you staying afloat and protect your Better Income in times of market uncertainty.
 
Income Generation
Assets designed to generate passive income are essential at every life stage. They may offer opportunities to realise your investment profits for immediate needs or to lay groundwork for future investments.
It is a great financial tool that provides you with greater peace of mind, helps you manage your growing wealth, and bridges financial gaps when you need it.
 
Performance of Asset & Fund Managers
Keep a lookout for capable and reliable fund managers with a consistent record of reliable performance.
For example, the Global Multi-Asset Strategy is managed by senior portfolio managers and consistently delivers remarkable performance in the industry.
A professional and disciplined management approach ensures that your portfolio is being actively guided towards your financial objectives.
 


 

The principles of investing are a constant no matter your financial need and risk appetite. Will you empower your future self with the financial resilience they deserve to ensure they thrive, free from financial worry?

 

Beyond diversification, you may also wish to build a stream of passive income in preparation for retirement. Our Enhanced Distribution Retirement Investment Series does just that.

 

Do speak to our financial advisors if you require investment recommendations tailored to your needs. Our team of experts is always happy to help.

A lifelong commitment to your financial longevity & resilience

 

The principles of investing are a constant no matter your financial need and risk appetite. Will you empower your future self with the financial resilience they deserve to ensure they thrive, free from financial worry?

 

Beyond diversification, you may also wish to build a stream of passive income in preparation for retirement. Our Enhanced Distribution Retirement Investment Series does just that.

 

Do speak to our financial advisors if you require investment recommendations tailored to your needs. Our team of experts is always happy to help.


Ready to build your Better Income
Explore our full range of Income & Growth products tailored for your goals.


 

Blending income and dividends for a sweeter retirement life

Enhanced Distribution Retirement Investment Series

Blending income and dividends for a sweeter retirement life

A one-stop digital investment platform offering over 85 competitive funds from major fund houses to capture global opportunities.​

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A one-stop digital investment platform offering over 85 competitive funds from major fund houses to capture global opportunities.​


 

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